:root{--brand:#0891b2;--bg:#faf8fc;--surface:#ffffff;--surface-hover:#f3f1f7;--surface-selected:#cffafe;--surface-muted:#f4f2f8;--text:#172033;--text-muted:#5b6475;--border:#e7e4ee;--grid:#eeecf3;--accent:#0e7490;--accent-contrast:#ffffff;--accent-soft:#cffafe;--danger:#b42318;--warn-bg:#fef3c7;--warn-text:#7a4a00;--good:#146c2e;--tone-identity-bg:#e8f0fe;--tone-identity:#1d4ed8;--tone-insurance-bg:#e6f4ea;--tone-insurance:#137333;--tone-vehicle-bg:#fef3e2;--tone-vehicle:#8a4b00;--tone-property-bg:#efe9fd;--tone-property:#5b3cc4;--tone-finance-bg:#e4f7fb;--tone-finance:#00639b;--tone-education-bg:#fce7f3;--tone-education:#9d174d;--tone-warranty-bg:#ecfccb;--tone-warranty:#3f6212;--good-bg:#e6f4ea;--danger-bg:#fce8e6;--shadow:0 1px 2px rgba(23,32,51,0.06);--shadow-lifted:0 6px 20px rgba(23,32,51,0.16);--radius:16px;--space:16px;color-scheme:light}@media (prefers-color-scheme:dark){:root{--brand:#22d3ee;--bg:#12141a;--surface:#1c1f27;--surface-hover:#262a34;--surface-selected:#164e63;--surface-muted:#232731;--text:#e8eaf0;--text-muted:#a3a9b6;--border:#2f3440;--grid:#2a2e39;--accent:#67e8f9;--accent-contrast:#083344;--accent-soft:#164e63;--danger:#f2b8b5;--warn-bg:#4a3b10;--warn-text:#fde293;--good:#6dd58c;--tone-identity-bg:#0b2e66;--tone-identity:#a8c7fa;--tone-insurance-bg:#0f3d1f;--tone-insurance:#81c995;--tone-vehicle-bg:#45290a;--tone-vehicle:#fdc983;--tone-property-bg:#2e2363;--tone-property:#cfbcff;--tone-finance-bg:#003548;--tone-finance:#7fd0f5;--tone-education-bg:#500724;--tone-education:#f9a8d4;--tone-warranty-bg:#1a2e05;--tone-warranty:#bef264;--good-bg:#0f3d1f;--danger-bg:#4a1714;--shadow:0 1px 2px rgba(0,0,0,0.4);--shadow-lifted:0 6px 20px rgba(0,0,0,0.6);color-scheme:dark}}*{box-sizing:border-box}body,html{margin:0;min-height:100%;background:var(--bg);color:var(--text);font-family:Inter,Roboto,Segoe 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